Alabama One Credit Union
Alabama One Credit Union Home Mortgage Loans in Tuscaloosa, Northport

Alabama One Credit Union makes home buying easy and hassle free. We offer a variety of mortgage loan options with terms up to 30 years at fixed and variable rates of interest. Servicing is retained on all mortgage loans, which means you will always make your payment at one of the Credit Union’s convenient branch locations or online. Mortgage Loan options include:

First and Second Mortgages

  • Low closing costs
  • Low origination fee!
  • Competitive rates
  • No points on fixed or adjustable rate loans
  • Loans for home purchases, refinances, construction, vacant lots, and land
  • Personalized service

First-time Homebuyer Program

Alabama One now offers Fannie Mae’s HomeReady first-time homebuyers mortgage.


HomeReady offers benefits not found with other conventional mortgage products, including:

  • Competitive rates
  • Down payments as low as 3%
  • Gifted funds allowed
  • Reduced PMI coverage
  • Homeownership education and counseling to help you succeed
  • Underwriting flexibilities

Ready to begin the loan process? The Mortgage Loan Inquiry is easy with just 3 simple steps. Click on the Mortgage Loan Inquiry to get started or call 205-759-1595 or 800-225-0110 to speak with a mortgage loan officer today.


Alabama One Mortgage Loan Officers:

Kelly Denard

Kelly Denard

Mortgage Operations Manager

205-562-2334, Toll-Free: 800-225-0110

NMLS # 910627

Jamie Bagwell

Jamie Bagwell

Mortgage Loan Officer

205-562-2322, Toll-Free: 800-225-0110

NMLS # 1619696

Lindsey Nance

Lindsey Nance

Mortgage Loan Officer

205-562-2332, Toll-Free: 800-225-0110

NMLS # 1632974

Mortgage Services Toll-Free: 800-225-0110

Mortgage Services Fax: 205-750-2314


Alabama One Credit Union NMLS Unique Identifier #401726.
In compliance with Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).