Alabama One Credit Union

With multiple loan products to choose from, Alabama ONE has your needs covered! Look below for the loan product or products that best suit you!

Personal Loan Types

  • Personal Signature
  • Debt Consolidation
  • Loans for special purchase
  • Share secured loans

Other Loan Types

  • Boat/RV/Motorcycle/ATV/Travel Trailer/PWC
  • Farm Equipment
  • Mobile Home

Home Equity Loan (HELOC)


An Alabama One Home Equity loan can make your dreams a reality.  It’s easy, it’s simple, and just right for you. Apply today and be approved usually within 24 hours and there is no annual fee. Once approved, your line of credit is available to use and can be accessed through our online Home Branch. There are no closing costs on home equity loans of at least $15,000 with a balance retained for a minimum of 24 months.

Secured Loans

The Credit Union offers financing options for new and used vehicles, boats, motorcycles and recreational vehicles. Financing is available for up to 72 months and rates are determined by credit worthiness.

Unsecured Loans

Alabama One offers you a loan for just about everything.  Whether you need a loan for school supplies, unexpected car repairs, or simply a much-needed vacation, we have a loan that is tailored just for you.  Visit our Rates page for more details.

Shared Secured Loans

Share Secured loans provide you a loan that is fully secured by your shares, DMA or CD at very competitive loan rates. Visit our Rates page for more details.