Alabama ONE Member Referral Program


How does it work?

It’s easy! Simply fill out the form to submit up to six referrals at a time. Start referring and earning today.

There is no limit to how many you can refer. Although you may refer as many as you choose, the limit to the amount awarded is $50 per calendar year.
An email will be sent on your behalf displaying your name and the email address you provide.
The person you refer must open their new checking account or qualifying loan within 30 days of the referral for both parties to qualify for the $10 incentives.
Referral incentives will be deposited to both parties Membership Savings Accounts following completion of the account opening process for qualifying account.

Get Rewarded for sharing the benefits of Credit Union Membership!

It Pays to Have Friends. Start Referring & Earning Today!   

Refer a Friend!

Promotion is only available from 11/01/2022 to 12/31/2022. Program Referee must be an AOCU member in good standing with required minimum balances reflected, no past due balance on loans and has not caused AOCU a loss. Potential member must be referred by an existing AOCU member and qualify for membership with AOCU. AOCU completed application and opening a Membership Savings Account are required to become a member. A $5 minimum balance is required to open and must be maintained in a Membership Savings Account at all times. Existing Alabama ONE members cannot refer themselves, other existing members, or receive the incentive if they are a joint account holder or custodian on the new account that was referred. If two existing members refer the same potential new member, we will incent the first valid referral we receive verified by date and time stamp. Alabama ONE Refer-A-Friend Program incentive earnings are limited to $50 per individual member per calendar year. Incentives are only paid for: 1) qualifying accounts (checking, money market, etc.) with a minimum deposit of $25 or more or 2) loans of $1,000 or more. Incentive will be deposited into the Membership Savings Account at the beginning of the month following the qualifying event. Refer-a-Friend incentive may be taxable as interest income and reported on IRS Form 1099-INT. Status of Incentive: By participating in the refer a friend program, each party waives all rights of privacy and confidentiality relating to their status as an Alabama ONE Credit Union member, and releases Alabama ONE Credit Union and its employees from all liability in this respect regarding this specific Refer-A-Friend program. The Referred Person authorizes Alabama ONE Credit Union to disclose their program status to the Referrer.

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