Rates

Deposit Product Disclosures

Contact a credit union employee for more details on our products and current rates.

*Annual Percentage Yield (APY) is valid as of the last dividend declaration date of 07/09/2025. Rates are subject to change without notice. $5 membership fee required.

¹$1,000 minimum to open and to obtain APY unless otherwise specified. Fees could reduce earnings on the account. Penalties for early withdrawal may apply. Certificate of Deposits automatically renew for another term at the rate and early withdrawal penalty in effect at the date of maturity for that Certificate of Deposit type. Dividends are compounded and paid quarterly.

²$1,000 minimum to open and to obtain APY unless otherwise specified. Variable Rate account. Rates may change after the account has been opened. Fees could reduce earnings on the account. Account(s) qualify for relationship enhancement. Dividend Rate may vary according to the number of products obtained. Relationship enhancement does not apply to accounts where balance exceeds threshold balance $500,000 or greater. Qualified products may include, but are not limited to Digital Experience (requires Checking, e-Statements, and registered Digital Banking Access), Consumer Credit Card, Consumer Secured Loan, Consumer Mortgage Loan/HELOC Loan, Commercial/Agriculture Loan, Commercial Credit Card, Ascend Fund, Wealth Relationship. Account(s) are reviewed monthly for eligibility. For each of the listed enhancements; your account will receive an additional 0.20% dividend rate up to a maximum additional of 1.60% dividend rate unless otherwise specified. Dividends are compounded and paid monthly. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.

** Money Market account balances between $1,000 and $500,000 qualify for relationship enhancement per Relationship Matrix (max enhancement is 1.60%). Accounts are reviewed the 15th of each month for eligibility. Minimum rate = 1%; Max rate = 2.6%. For account balances over $500,000, the rate is 3% and do not qualify for relationship enhancements.

*** Ascend Checking account balances between $5,000 and $500,000 qualify for relationship enhancement per Relationship Matrix (max enhancement is 1.60%). Accounts are reviewed the 15th of each month for eligibility. Minimum rate = 1.5%; Max rate = 3.1%. For account balances over $500,000, the rate is 3% and do not qualify for relationship enhancements.

³Variable Rate account. Rates may change after the account has been opened. Fees could reduce earnings on the account. Savings account dividends are compounded and paid quarterly. Checking account dividends are compounded and paid monthly. Christmas Club account dividends are compounded and paid annually. Saver’s Club account dividends are compounded and paid semi-annually.  Little ONE Member Savings account dividends are compounded and paid quarterly. For Christmas Club accounts the entire balance will be paid to you by check or transferred to another account of yours on or after October 31 and the account will remain open. Saver’s Club accounts, the entire balance may be transferred to another account of yours on a day of your choosing and account will remain open.

⁴$1,000 minimum to open and to obtain APY unless otherwise specified. Variable Rate account. Rates may change after the account has been opened. Fees could reduce earnings on the account. Dividends are compounded and paid monthly. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.