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Alabama One Credit Union

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Routing Number 262277189

Alabama One Credit Union
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Rates

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Accounts are a variable rate account.  APY is valid as of the last dividend declaration date of January 1, 2018. APY and tiers are subject to change at any time.

Shares
  Dividend Rate APY
Share 0.25% 0.25%

Shares Draft
  Dividend Rate APY
Share Draft 0.05% 0.05%

Clubs
  Dividend Rate APY
Christmas 0.75% 0.75%
Children’s Cub Account 0.75% 0.75%
Other Special Savings 0.25% 0.25%

Daily Money Market Account Tier
  Dividend Rate APY
$1000.00 or under 0.25% 0.25%
$1,000.01 – $10,000.00 0.40% 0.40%
$10,000.01 – $30,000.00 0.40% 0.40%
$30,000.01 – $50,000.00 0.40% 0.40%
$50,000.01 – $100,000.00 0.40% 0.40%
$100,000.01 and over 0.40% 0.40%

Accumulator IRA Tier (Traditional, Education, Roth)
  Dividend Rate APY
$1000.00 or under 0.25% 0.25%
$1,000.01 – $10,000.00 0.40% 0.40%
$10,000.01 – $30,000.00 0.40% 0.40%
$30,000.01 – $50,000.00 0.40% 0.40%
$50,000.01 – $100,000.00 0.40% 0.40%
$100,000.01 and over 0.40% 0.40%

Certificates of Deposit

APY is accurate as of December 1, 2016 and is subject to change at any time.  The rate is locked in for the term of your certificate on the day the certificate is funded.
  Dividend Rate APY
6-Month 0.60% 0.60%
12-Month 0.75% 0.75%
18-Month 0.90% 0.90%
24-Month 1.00% 1.00%
30-Month 1.10% 1.10%
36-Month 1.30% 1.31%
48-Month 1.60% 1.61%
60-Month 2.00% 2.02%

Certificate IRA
  Dividend Rate APY
6-Month 0.60% 0.60%
12-Month 0.75% 0.75%
18-Month 0.90% 0.90%
24-Month 1.00% 1.00%
30-Month 1.10% 1.10%
36-Month 1.30% 1.31%
48-Month 1.60% 1.61%
60-Month 2.00% 2.02%
APY = Annual Percentage Yield
Fee may reduce earnings on share accounts. For certificate accounts, penalties for early withdrawal may apply.

 Current loan rates as low as:

Real Estate (Home, Home Equity) Loans
In-House

(Call 800-225-0110 or 205-759-1595 for Current Rates)
FNMA (Call 800-225-0110 or 205-759-1595 for Current Rates)

Consumer (Auto, Boat, ATV, etc.) Loans
Personal Line of Credit Amounts up to $5,000.00 with rates as low as 8.99%
Personal Signature Loan Rates as low as 4.99%
New and Used Vehicles ** Rates as low as 1.99% APR Fixed
New and Used Boat, Personal Watercraft, Motorcycle ** Rates as low as 1.99% APR Fixed

APR = Annual Percentage Rate
Other loan types available. Call for rates.
**Annual percentage rates are based on credit worthiness. Contact a loan officer to determine what your rate will be.

Subject to credit approval. All credit union lending policies apply. Subject to some restrictions. All rates are subject to change.

Alabama One now offers 0.25% off of the lowest rate that the member qualifies for if the member sets the loan up on payroll distribution or auto draft. (Consumer loans only, excluding deposit secured. Risk tier matrix only loans.)