Close
Alabama ONE Credit Union

Leaving Alabama ONE Website

You are about to leave Alabama ONE Credit Union's web site. Alabama ONE Credit Union provides links to other web sites for your convenience and informational purposes. Linked sites are not under the control of Alabama ONE Credit Union and Alabama ONE Credit Union is not responsible for the content of any linked site.


Continue

Routing Number 262277189

Alabama One Credit Union
toggle menu menu

Rates

Search

Accounts are a variable rate account.  APY is valid as of the last dividend declaration date of February 1, 2019. APY and tiers are subject to change at any time.

Shares

Open An Account
  Dividend Rate APY
Share 0.25% 0.25%

Shares Draft

Open An Account
  Dividend Rate APY
Share Draft 0.05% 0.05%

Clubs

Open An Account
  Dividend Rate APY
Christmas 0.75% 0.75%
Children’s Cub Account 0.75% 0.75%
Other Special Savings 0.25% 0.25%

Daily Money Market Account Tier

Open An Account
  Dividend Rate APY
$1000.00 or under 0.25% 0.25%
$1,000.01 – $10,000.00 0.45% 0.45%
$10,000.01 – $30,000.00 0.45% 0.45%
$30,000.01 – $50,000.00 0.45% 0.45%
$50,000.01 – $100,000.00 0.45% 0.45%
$100,000.01 – $999,999.99 0.45% 0.45%

Accumulator IRA Tier (Traditional, Education, Roth)

Open An Account
  Dividend Rate APY
$1000.00 or under 0.25% 0.25%
$1,000.01 – $10,000.00 0.45% 0.45%
$10,000.01 – $30,000.00 0.45% 0.45%
$30,000.01 – $50,000.00 0.45% 0.45%
$50,000.01 – $100,000.00 0.45% 0.45%
$100,000.01 – $999,999.99 0.45% 0.45%

Certificates of Deposit

Open An Account

APY is accurate as of March 18, 2020 and is subject to change at any time.  The rate is locked in for the term of your certificate on the day the certificate is funded.
  Dividend Rate APY
6-Month 0.80% 0.80%
12-Month 1.30% 1.31%
18-Month 1.40% 1.41%
24-Month 1.50% 1.51%
30-Month 1.60% 1.61%
36-Month 1.70% 1.71%
48-Month 1.80% 1.81%
60-Month 2.00% 2.02%
     

Certificate IRA

Open An Account
 

Dividend Rate

 APY
6-Month 0.80% 0.80%
12-Month 1.30% 1.31%
18-Month 1.40% 1.41%
24-Month 1.50% 1.51%
30-Month 1.60% 1.61%
36-Month 1.70% 1.71%
48-Month 1.80% 1.81%
60-Month 2.00% 2.02%
     
APY = Annual Percentage Yield
Fee may reduce earnings on share accounts. For certificate accounts, penalties for early withdrawal may apply.

 Current loan rates as low as:

Real Estate (Home, Home Equity) Loans

 

Estimate Your Payment

Open An Account
In-House

(Call 800-225-0110 or 205-759-1595 for Current Rates)
FNMA (Call 800-225-0110 or 205-759-1595 for Current Rates)

Consumer (Auto, Boat, ATV, etc.) Loans

 

Estimate Your Payment 

Open An Account
Personal Line of Credit Amounts up to $5,000.00 with rates as low as 9.99%
Personal Signature Loan Rates as low as 6.99%
New and Used Vehicles ** Rates as low as 1.99% APR Fixed
New and Used Boat, Personal Watercraft, Motorcycle ** Rates as low as 1.99% APR Fixed

APR = Annual Percentage Rate
Other loan types available. Call for rates.
**Annual percentage rates are based on credit worthiness. Contact a loan officer to determine what your rate will be.

Subject to credit approval. All credit union lending policies apply. Subject to some restrictions. All rates are subject to change.

Alabama One now offers 0.25% off of the lowest rate that the member qualifies for if the member sets the loan up on payroll distribution or auto draft. (Consumer loans only, excluding deposit secured. Risk tier matrix only loans.)