Personal Checking Account

The biggest difference in checking accounts is in the institution that offers it.

It is no secret to say that most checking accounts are kind of the same. They are one of the primary tools for managing your finances. What makes a checking account different, though, is who offers it. How easy do they make it? How much do they charge you for it? What limitations do they put on it?

Our checking account is free. Online Banking is free. The e-ONE mobile app is free. There are no minimum balances and you even get a free debit card.

Introducing Alabama ONE Next Step Teen Account

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Help your teenager take the next step towards financial independence with our new Alabama ONE Teen Account. This account will be available for Alabama ONE members ages 13-17 and requires a parent or legal guardian to be the joint owner, so you can keep an eye on things.

Alabama ONE Free Checking

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Enjoy totally free checking with free online account management, a mobile app, no minimum balance and an instant-issue debit card that gives you immediate purchasing power.

$0 minimum deposit to open
No minimum balance requirements
Overdraft options available
Online Banking
e-ONE Mobile App
Online Bill Payment
e-Statements
Telephone account access
Debit card w/unlimited swipes
Free ATM withdrawals from all Alabama ONE ATMs
Paper checks available
Unlimited check writing

Jumpstart Checking

Need to jumpstart or rebuild a good credit history? Jumpstart Checking has all the benefits you want — an instant-issue debit card, online account management and an easy mobile app. And after 12 months of good account management, you’ll be eligible to upgrade to traditional free checking.

*Ages 19 or older. Member may request upgrade to traditional checking account with no monthly fee after 12 consecutive months of no NSFs. Non-negotiable debit card limit of $250 per day on ATM withdrawals and/or other purchases. Account not eligible for overdraft protection and no dividends accrue. Direct deposit required. Terms subject to change without notice.

$0 minimum deposit to open
Account fee of $10 per month
Eligible to request account upgrade after 12 months
Direct deposit required
No paper checks
Online Banking
e-ONE Mobile App
Online Bill Payment
e-Statements
Telephone account access
Debit card
Free ATM withdrawals from Alabama ONE