Alabama ONE & ARECU Credit Cards

Learn more about the credit cards that we offer to our Alabama ONE and ARECU members.

Transcend Platinum Mastercard® Credit Card

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2021-Alabama-ONE-Transcend-Credit-Card-2100x1344-1        2021 ARECU TRANSCEND Credit Card 2100x1344

Our Transcend Platinum Mastercard® Credit Card is perfect for everyone, with rates as low as 12.99% APR * and reward points earned for every dollar spent on retail purchases. Saving money is now in reach!

  • Earn 1 point for every $1 you spend. Points can be used for gift cards, merchandise, travel and more1
  • Use your card at millions of places around the corner, online and all over the world.
  • Track your purchases online so you can see them all itemized in one convenient place – whenever you want.
  • No annual fee
  • Affordable fixed rate of 12.99% APR*
  • Issued and serviced by Alabama ONE Credit Union
  • No balance transfer fee
  • No cash advance fee


Milestone World Mastercard® Credit Card

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2021-Alabama-ONE-MILESTONE-Credit-Card-2100x1344-1        2021 ARECU MILESTONE Credit Card 2100x1344

Our premier Milestone World Mastercard® Credit Card is loaded with perks. Earn exceptional rewards plus dozens of benefits:

  • Earn 1.5 points for every $1 you spend. Redeem them for your choice of great rewards, including gift cards, merchandise, travel and more.1
  • Mastercard Travel & Lifestyle Services provide top savings and benefits in air, hotel, car rental, cruise, and more.
  • Mastercard Golf provides discounted access to golf courses, complimentary grounds passes for PGA Tournaments, & access to golf travel passes
  • Enjoy exceptional savings and more from Lyft, DoorDash, ShopRunner, & HelloFresh
  • No annual fee
  • Affordable variable rate as low as 13.24% 
  • Issued and serviced by Alabama ONE Credit Union
  • No balance transfer fee
  • No cash advance fee


*APR = Annual Percentage Rate. Rate will be determined by member’s creditworthiness. The Credit Union reserves the right to refuse to process, or block, transactions originating in countries of concern. The list of countries of concern is subject to change at any time without advance notice.

Maximum rate may range from 12.99% to 18.99% APR (as of 7/3/2023), depending on credit qualifications.

Education is Everything. Learn more about credit cards.

1Certain restrictions apply. For details, see Guide to Benefits.
2Certain restrictions apply. See for details.

Mastercard BusinessCard, Priceless and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport Concierge are trademarks of Mastercard International Incorporated, used pursuant to license.
All third party trademarks referenced are the property of their respective owners.

To report a lost or stolen CREDIT CARD please call 1-888-856-1730.

Your credit score is an important part of your financial life. When you apply for a credit card, mortgage, car loan, mobile phone or even a power hookup, your credit rating is checked. Depending on your credit score, lenders will determine your credit worthiness. Learn more about your credit score and what it means to you by visiting

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