ADVANTAGES

* Minimum initial deposit of $5,000, new deposits. New deposits must be funds from another institution, not funds already at Alabama ONE. This account is subject to a fee of $10 each month, if the account balance falls below $5,000. Rates may change after the account has been opened. Debit transactions are (checks, debit card transactions, ACH withdrawals, transfers). Fees could reduce earnings on the account. Excessive Transaction Fee of $0.15 for each debit transaction after 30. Account(s) with balances $5,000 - $499,999.99 qualify for relationship enhance­ment. Relationship enhancement does not apply to accounts where balance exceeds threshold balance $500,000 or greater. Qualified products may include but are not limited to Digital Experience (requires Checking, e-Statements, and registered Online Banking Access), Consumer Credit Card, Consumer Secured Loan, Consumer Mortgage Loan/HELOC Loan, Commercial/Agriculture Loan, Commercial Credit Card, Ascend Fund, Wealth Relationship. Account(s) are reviewed monthly for eligibility. For each of the listed enhancements, your account will receive an additional 0.40% dividend rate up to a maximum additional 3.20% dividend rate. APY (Annual Percentage Yield) is accurate as of 03/13/2024.  

** Minimum initial deposit of $25,000, new deposits. New deposits (New money) must be funds from another institution, not funds already at Alabama ONE. Minimum balance of $25,000 must be maintained to earn the stated APY. Rate subject to change. APY (Annual Percentage Yield) is accurate as of 03/13/2024. Fees may reduce earnings. Interest is compounded monthly. Funds will be transferred after the 12-month period to another account of the member’s.