Most businesses — even the largest corporations in the world — borrow money to finance their operations. It’s pretty much just how business works. But your business can enjoy significant benefits when you partner with a credit union for your borrowing needs. That’s because we’re not here to turn a profit, we’re here to help you turn one. So we can typically offer you loans with lower fees and rates and flexible terms, too.
What’s more, as a busy business person, you’ll certainly appreciate the we-know-your-name, hands-on service you can only get from a local institution like Alabama ONE.
Whether it’s a couple of laptops or a fleet of commercial vehicles, every business needs some kind of equipment. And there’s really no such thing as inexpensive business equipment, right? However, when you work with us, you can rest assured we’ll move heaven and earth to find the best possible financing for your company — and your budget.
Business equipment
Production machinery
Fixed assets
Commercial vehicles
Existing vehicle refinancing
Real Estate
Business real estate comes in many shapes and forms, from owner-occupied buildings to investment properties. Fortunately, we offer real estate loans in all shapes and sizes, too. But, all of our real estate loans do have a few things in common: competitive rates, flexible terms and no prepayment penalties.
Owner-occupied properties
Non owner-occupied investment properties
Multi-family buildings
Retail spaces and mixed-use development
Student housing complexes
Commercial land purchases and refinances, including agricultural land
Construction
Whether you’re building your brand-new headquarters, developing property or expanding your existing facility, we can structure a loan to fit your exact needs. And, again, you can count on us for competitive rates, flexible terms and no prepayment penalties.
Owner-occupied properties
Non owner-occupied investment properties
Multi-family buildings
Retail spaces and mixed-use development
Student housing complexes
Commercial land purchases and development
Long-term financing available
Flexible draw periods
One-time close option available
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