Commercial & Business Loans

Commercial & Business Loans

The resources you need to grow

Most businesses — even the largest corporations in the world — borrow money to finance their operations. It’s pretty much just how business works. But your business can enjoy significant benefits when you partner with a credit union for your borrowing needs. That’s because we’re not here to turn a profit, we’re here to help you turn one. So we can typically offer you loans with lower fees and rates and flexible terms, too.

What’s more, as a busy business person, you’ll certainly appreciate the we-know-your-name, hands-on service you can only get from a local institution like Alabama ONE.

Commercial & Business Equipment

Equipment Lending

Whether it’s a couple of laptops or a fleet of commercial vehicles, every business needs some kind of equipment. And there’s really no such thing as inexpensive business equipment, right?

However, when you work with us, you can rest assured we’ll move heaven and earth to find the best possible financing for your company — and your budget.

  • Business equipment
  • Production machinery
  • Fixed assets
  • Commercial vehicles
  • Existing vehicle refinancing
real estate
Competitive Loans for Buildings & Property

Real Estate

Business real estate comes in many shapes and forms, from owner-occupied buildings to investment properties. Fortunately, we offer real estate loans in all shapes and sizes, too. But, all of our real estate loans do have a few things in common: competitive rates, flexible terms and no prepayment penalties.

  • Owner-occupied properties
  • Non owner-occupied properties
  • Multi-family buildings
  • Retail spaces and mixed-use development
  • Student housing complexes
  • Commercial land purchases and refinances, including agricultural land
construction lending
Building & Property Development


Whether you’re building your brand-new headquarters, developing property or expanding your existing facility, we can structure a loan to fit your exact needs. And, again, you can count on us for competitive rates, flexible terms and no prepayment penalties.

  • Owner-occupied properties
  • Non owner-occupied properties
  • Multi-family buildings
  • Student housing complexes
  • Retail spaces and mixed-use development
  • Commercial land purchases and development
  • Long-term financing available
  • Flexible draw periods
  • One-time close option available

Meet Your Commercial, Land & Ag Team





Commercial & Agricultural Loan Officer


Commercial & Agricultural Loan Officer


Commercial & Agricultural Loan Officer

What’s Your ONE?

Want to Speak to an Expert?

Dive into an ultraconvenient experience with Penny, our AI-powered online chat service, that provides instant and accurate assistance around the clock, or connect with our team through Live Chat 7:30 AM to 6:00 PM, Mon-Fri for personalized support. Plus, we've extended our after-hours servicing for loans and new account assistance, now available from 5:00 PM to 10:00 PM, Mon-Fri, ensuring we're here for you whenever you need us.

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