Equipment Lending

Whether it’s a couple of laptops or a fleet of commercial vehicles, every business needs some kind of equipment. And there’s really no such thing as inexpensive business equipment, right? However, when you work with us, you can rest assured we’ll move heaven and earth to find the best possible financing for your company — and your budget.

  • Business equipment
  • Production machinery
  • Fixed assets
  • Commercial vehicles
  • Existing vehicle refinancing

Real Estate

Business real estate comes in many shapes and forms, from owner-occupied buildings to investment properties. Fortunately, we offer real estate loans in all shapes and sizes, too. But, all of our real estate loans do have a few things in common: competitive rates, flexible terms and no prepayment penalties.

  • Owner-occupied properties
  • Non owner-occupied investment properties
  • Multi-family buildings
  • Retail spaces and mixed-use development
  • Student housing complexes
  • Commercial land purchases and refinances, including agricultural land

Construction

Whether you’re building your brand-new headquarters, developing property or expanding your existing facility, we can structure a loan to fit your exact needs. And, again, you can count on us for competitive rates, flexible terms and no prepayment penalties.

  • Owner-occupied properties
  • Non owner-occupied investment properties
  • Multi-family buildings
  • Retail spaces and mixed-use development
  • Student housing complexes
  • Commercial land purchases and development
  • Long-term financing available
  • Flexible draw periods
  • One-time close option available

Meet Your Business and Ag Team

Ryan-Stallings-1-Resized

RYAN STALLINGS

Director of Commercial Lending & Business Services

ryanstallings@alabamaone.org

(205) 562-2342

RT-Floyd-2-Preferred

R.T. FLOYD

Commercial & Agricultural Loan Officer

rtfloyd@alabamaone.org

(205) 609-8338

Patrick-Robison

PATRICK ROBISON

Commercial & Agricultural Loan Officer

patrickrobison@alabamaone.org

(205) 562-2367

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