Thanks for visiting. Looking for help? Would you like to chat with one of our Agents? Click here.

Alabama One Credit Union
Visa Signature Milestone Credit Card

VISA® Signature Milestone credit card

Our premier VISA® Signature Milestone credit card is loaded with perks. Earn exceptional rewards plus dozens of Visa Signature® benefits:

  • Earn 1.5 points for every $1 you spend. Redeem them for your choice of great rewards, including gift cards, merchandise, travel and more.
  • Get premium benefits at a collection of the world’s finest properties with the Visa Signature® Luxury Hotel Collection.
  • Get up close and personal at once-in-a-lifetime sporting events with discounts and special ticket packages.
  • Enjoy exceptional savings, free shipping and more at the places you love to shop.
  • No annual fee
  • Affordable variable rate as low as 8.49% APR*
  • Issued and serviced by Alabama One Credit Union


Transcend Visa Credit Card

Transcend VISA® credit card

Our Transcend VISA® credit card is perfect for everyone, with rates as low as 12.99% APR * and Breakaway Loyalty Rewards points earned for every dollar spent on retail purchases. Saving money is now in reach!:

  • Earn 1 point for every $1 you spend. Redeem them for your choice of great rewards, including gift cards, merchandise, travel and more.
  • Use your card at millions of places around the corner, online and all over the world.
  • Track your purchases online so you can see them all itemized in one convenient place – whenever you want.
  • No annual fee
  • Affordable fixed rate of 12.99% APR*
  • Issued and serviced by Alabama  One Credit Union

All Alabama One VISA® credit cards include:

Monitoring and Redeeming Loyalty Points

  • Visit and log in to your account, or click on New User to set up your account.
  • Use the email address you used to set up your credit card
  • To link your account to another card in your household, login to, click My Account and enter the credit card information.  Begin redeeming points together immediately!
  • Points may take up to 2 weeks to appear on your account, especially online purchases or purchase made outside of the U.S.
  • Points expire after 3 years
  • For rewards redemption questions or reward account questions, please call 866-960-7977

How do I view my credit card statement?

Monthly statements are sent via U.S. postal service. Members can also register their card at to view current and past activity as well as sign up for e-statements.

Are there any countries blocked due to fraud risk?

Mexico is currently blocked due to fraud risk.

How do I make my credit card payment?

*Please note payments may take 48 business hours to become available*

  • Payments can be made at any branch by cash, check, or transfer.
  • Monthly statements include prepaid postage envelopes for mail-in payments.
  • Online at with routing and account information.
  • Homebranch transfer.
  • Over the phone payment 800.808.7230

*APR = Annual Percentage Rate. Rate will be determined by member’s creditworthiness. The Credit Union reserves the right to refuse to process, or block, transactions originating in countries of concern. The list of countries of concern is subject to change at any time without advance notice.


To report a lost or stolen ATM, DEBIT, or CREDIT CARD please call the following numbers:

For ATM/DEBIT CARDS call 1-866-209-7037

For CREDIT CARDS call 1-800-325-3678

Your credit score is an important part of your financial life. When you apply for a credit card, mortgage, car loan, mobile phone or even a power hookup, your credit rating is checked. Depending on your credit score, lenders will determine your credit worthiness. Learn more about your credit score and what it means to you by visiting