Alabama ONE Mortgage Services makes home buying easy and hassle free. We offer a variety of mortgage loan options with terms up to 30 years at fixed and variable rates of interest. Servicing is retained on all mortgage loans, which means you will always make your payment at one of our convenient branch locations or online.
Just getting started? Our online course on Home Ownership takes just a few minutes and will get you headed in the right direction.
First and Second Mortgages
- Low closing costs
- Low origination fee!
- Competitive rates
- No points on fixed or adjustable rate loans
- Loans for home purchases, refinances, construction, vacant lots, and land
- Personalized service
First-time Homebuyer Program
Alabama One now offers Fannie Mae’s HomeReady first-time homebuyers mortgage.
HomeReady offers benefits not found with other conventional mortgage products, including:
- Competitive rates
- Down payments as low as 3%
- Gifted funds allowed
- Reduced PMI coverage
- Homeownership education and counseling to help you succeed
- Underwriting flexibilities
Ready to begin the loan process? The Mortgage Loan Inquiry is easy with just 3 simple steps. Click on the Mortgage Loan Inquiry to get started or call 205-759-1595 or 800-225-0110 or text 205-861-2081 to speak with a mortgage loan officer today.
Alabama One Mortgage Loan Officers:
Mortgage Operations Managerkellydenard@alabamaone.org
205-562-2334, Toll-Free: 800-225-0110
NMLS # 910627
Mortgage Loan Officerjamiebagwell@alabamaone.org
205-562-2322, Toll-Free: 800-225-0110
NMLS # 1619696
Mortgage Loan Officerlindseynance@alabamaone.org
205-562-2332, Toll-Free: 800-225-0110
NMLS # 1632974
Mortgage Loan Officerkathleensmith@alabamaone.org
205-562-2350, Toll-Free: 800-225-0110
NMLS # 190448
Mortgage Services Toll-Free: 800-225-0110
TEXT our Mortgage TEAM: 205-861-2081
Mortgage Services Fax: 205-750-2314
Alabama One Credit Union NMLS Unique Identifier #401726.
In compliance with Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).